Pamela Ratfield

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Custom Home in Gated Community with Lake Views for Miles

June 2, 2017 By pratfield

Custom home with to many upgrades to mention. Seller spared no expense on building this beautiful home with miles and miles of Lake and Texas Hill country views. This home offers Bosch appliances, Custom cabinets with the refrigerator matching, Wood floors throughout, Custom antique doors off the living and dining room, fireplaces inside and outside, spacious decks and patios with a custom heated pool and hottub. Outdoor Kitchen perfect for entertaining as your guests watch TV outside and enjoy the pool.

 

 

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Filed Under: AquaPalooza on Lake Travis, Austin, Austin Area News, Cedar Park, Gardening Tips, Georgetown, Lago Vista, Leander, Mortgage Rates, Point Venture, Real Estate News, Real Estate Statistics, Sun City, SXSW, Texas, Things around the house, Things going on in Austin, Things to do in Austin, Things to do or going on in Austin, Uncategorized Tagged With: austin, Austin are stats, Austin Area News, Austin area stats, Austin News, Austin Real Estate News, events, football, Gardening Tips, Lake Travis, loans, mortgages, Real Estate News, texas, Things to do or going on in Austin

FHA Loan Requirements

September 20, 2011 By pratfield

The FHA, or Federal Housing Administration, provides mortgage insurance on loans made by FHA-approved lenders. FHA insures these loans on single family and multi-family homes in the United States and its territories. It is the largest insurer of residential mortgages in the world, insuring tens of millions of properties since 1934 when it was created. Learn more about FHA loan requirements and guidelines.

FHA MORTGAGE INSURANCE
FHA insured loans require mortgage insurance to protect lenders against losses that result from defaults on home mortgages. Click here to know more from Investors Choice Lending who happen to be the perfect money lenders.

FHA LOAN LIMITS
FHA lending limits vary based on a variety of housing types and the state and county in which the property is located. Start by learning more about the different type of loans out there, click here to learn about Home Equity Line of Credit

LOAN CHECKLIST
Before you start the loan process, you’ll want to be prepared for the loan application. Have your information organized and ready for your loan officer. Be prepared to pay for property appraisal and a credit report, we recommend getting advise from SoFi in order to prepare properly!

CLOSING COSTS
While FHA defines which closing costs are allowable as charges to the borrower, the specific costs and amounts that are deemed reasonable and customary are determined by each local FHA office.

FHA DEBT RATIOS
In order to prevent homebuyers from getting into a home they cannot afford, FHA guidelines have been set in place requiring borrowers and/or their spouse to qualify according to set debt to income ratios.

FHA CREDIT ISSUES
An FHA loan applicant’s past credit performance that demonstrates good credit history and a solid track record of timely payments will likely be eligible for the mortgage, so make sure to contact your bank and ask for credit track to see what your current status is.

Filed Under: Austin Area News, Real Estate News, Texas Tagged With: austin, loans, mortgages, texas

Ratfield Real Estate LLC

6400 Lohman Ford
Lago Vista, TX 78645
Fax: 512-267-0623
Pamela Mobile: 512-663-2660
Office: 512-267-4261

Pamela Ratfield, e-Pro, GRI, ABR, CRS

Phone: 512-267-4261
pratfield@me.com

Vicki Stewart
Bonnie Kelso

About Ratfieldteam

Hello and thank you for visiting! It is our goal as your full service real estate company specializing in the Lago Vista, Round Rock, Cedar Park and all of the Austin areas, to provide you with superior service at all times. Our local expertise and extensive real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources we offer.
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